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For household-goods brokers

BOC-3 filing for household-goods (moving) brokers

An FMCSA household-goods broker needs a $75 BOC-3 process-agent designation on file under 49 CFR Part 366 before its moving-broker authority activates - just like any other operating authority. Because an HHG broker arranges moves but owns no trucks, it qualifies for the 49 CFR 366.4(b) self-designation carve-out that a moving company with vehicles never gets. Most brokers still let us file it the same business day - cheaper and simpler than maintaining an address in every state.

File your BOC-3 - $75

Where a moving broker sits in the FMCSA system

A household-goods broker is its own category - not a property freight broker, and not a moving company. It arranges interstate moves for consumers and connects them with FMCSA-authorized movers, but it does not load a single box itself. That distinction drives everything about its BOC-3: the broker holds FMCSA household-goods broker authority (HHGB), carries the $75,000 broker bond, and - because it operates no commercial motor vehicles - lands inside the self-designation carve-out under 49 CFR 366.4(b).

That carve-out is what separates a moving broker from the moving companies it books. A mover runs trucks, so it is a motor carrier and cannot self-designate - its BOC-3 must come from an FMCSA-registered blanket provider. A moving broker, with no trucks, may legally name itself. For the underlying mechanics shared by every BOC-3 filer, see the BOC-3 process agent designation pillar.

The moving-broker compliance stack

A household-goods broker runs a stack closer to a freight broker than to a mover - broker authority, a broker bond, no commercial motor vehicles - but with the household-goods consumer-protection layer (49 CFR Part 375) added on top. The BOC-3 is the one filing every operating authority shares.

  1. 1

    OP-1 application - select HHGB (household-goods broker) authority

    Filed by you or a service, with the FMCSA application fee. Selecting HHGB - not MC-B property-broker authority - is what triggers the household-goods consumer-protection rules.

  2. 2

    BOC-3 designation - $75 one-time (this is us)

    Filed under 49 CFR Part 366. Lifetime, no annual renewal. You may self-designate under 366.4(b) since you run no trucks, but a blanket filing covers all 50 states + D.C. for one flat fee.

  3. 3

    $75,000 broker bond - BMC-84 surety bond or BMC-85 trust

    Filed with the FMCSA by your surety. Same $75,000 face value as a property-broker bond; premiums are credit-driven (~1-4% annually). It protects the movers and consumers you deal with from broker non-payment.

  4. 4

    Part 375 consumer-protection duties

    The household-goods consumer-protection rules in 49 CFR Part 375 - estimate disclosures, the “Your Rights and Responsibilities When You Move” obligations, arbitration. This is the layer property freight brokers never touch.

  5. 5

    UCR registration

    Annual federal-state fee. Brokers register at the smallest fleet bracket (no commercial motor vehicles). Filed at FastUCRFiling.

Yes, a moving broker can self-designate - here’s the catch

The carve-out in 49 CFR 366.4(b) lets brokers and freight forwarders without commercial motor vehicles list themselves as their own process agent. A household-goods broker owns no trucks, so it qualifies - unlike the moving companies it books, which run CMVs and must use an FMCSA-registered blanket provider. So why do most HHG brokers still hire a service?

  • Self-designation requires a physical address in every state where you operate. For a nationwide moving broker that’s 48+ addresses to maintain.
  • Service of legal process can’t be missed. A blanket service keeps professional intake in every state - a home office in one state can’t.
  • $75 one-time vs the overhead of being your own agent in every state - the math favors a service for nearly every moving broker.

Different shape of business? If you also operate moving trucks you are a carrier, not just a broker - see BOC-3 for moving companies. If you broker general property freight rather than household goods, see BOC-3 for freight brokers.

Common moving-broker BOC-3 pitfalls

Registering as a property broker (MC-B) instead of an HHG broker (HHGB)

If you arrange consumer household moves, you need household-goods broker authority, not property-broker authority. The BOC-3 is the same either way, but registering under the wrong authority type leaves you out of compliance with the Part 375 consumer rules that apply to moving brokers.

Filing the BOC-3 in your personal name when the OP-1 is in an LLC

The legal entity on the BOC-3 has to match the legal entity on the OP-1 exactly. If you formed an LLC for the brokerage, the BOC-3 has to be in the LLC’s name. We catch this on intake.

Self-designating, then buying a truck

The moment you operate a commercial motor vehicle you become a motor carrier, and the 366.4(b) self-designation carve-out no longer applies. You then need a BOC-3 from an FMCSA-registered blanket provider. Starting with a blanket filing avoids re-doing it the day you add a vehicle.

What’s included in our service

  • FMCSA Form BOC-3 prepared and filed as an FMCSA-registered blanket process-agent provider under 49 CFR 366.4
  • Blanket process-agent coverage in all 50 states + D.C.
  • Lifetime designation - no annual renewal, no recurring fee
  • 100% acceptance guarantee - refund if FMCSA doesn’t accept the filing
  • Same-day filing on weekdays before 4 PM Eastern

Pricing

Standard BOC-3 Filing$75

One-time, lifetime designation, all 50 states + D.C. Same-day FMCSA filing. Same form, same fee as any operating authority’s BOC-3.

Start filing

Household-goods broker BOC-3 questions

Do household-goods (moving) brokers need a BOC-3?

Yes. A household-goods broker - an FMCSA-registered company that arranges interstate moves for consumers without operating its own trucks - holds FMCSA operating authority, and every operating authority requires a BOC-3 process-agent designation on file under 49 CFR Part 366 before it activates. The BOC-3 names someone in each state who can accept legal service on the broker's behalf. An HHG broker that skips the BOC-3 cannot activate its moving-broker authority.

Can a household-goods broker be its own BOC-3 process agent?

Yes - and this is the key difference from a moving company. The carve-out in 49 CFR 366.4(b) lets brokers and freight forwarders that do not operate commercial motor vehicles list themselves as their own process agent, as long as they maintain a physical address in each state where they operate. An HHG broker arranges moves but owns no trucks, so it falls inside that carve-out. A moving company that runs CMVs does not - it must use an FMCSA-registered blanket provider. In practice most HHG brokers still use a blanket service because keeping a physical address in 48+ states is impractical.

How is an HHG broker BOC-3 different from a property freight broker BOC-3?

The Form BOC-3 itself is identical - same fields, same blanket process-agent network, same $75 flat fee. What differs is the surrounding registration. A property broker registers for property-broker authority (the MC-B prefix); a household-goods broker registers for FMCSA household-goods broker authority (HHGB) and takes on consumer-protection duties under 49 CFR Part 375 that property brokers never touch - including disclosure obligations toward the consumers whose moves it arranges. Both carry the $75,000 broker bond (BMC-84) or trust (BMC-85), and both can self-designate under 366.4(b) because neither operates trucks.

How does the BOC-3 fit with my broker bond and moving-broker registration?

They are separate filings that must all clear for your authority to go live. Your OP-1 application selects HHGB (household-goods broker) authority. The $75,000 broker bond (BMC-84 surety bond or BMC-85 trust) is filed with the FMCSA by your surety. The BOC-3 process-agent designation (49 CFR Part 366) is filed separately - by us for $75, or self-designated if you maintain addresses in every state. All of these have to land inside the FMCSA filing window for the moving-broker authority to activate. The BOC-3 is not the bond and the bond is not the BOC-3 - they are independent requirements.

I broker household-goods moves but also own a couple of trucks - which rules apply?

If you operate any commercial motor vehicles, you are a motor carrier, not just a broker - and the 366.4(b) self-designation carve-out does not reach you. You must use an FMCSA-registered blanket process-agent provider for your BOC-3. The carve-out is limited strictly to brokers and forwarders without CMVs. If you hold both HHG-carrier and HHG-broker authority under one legal entity, a single BOC-3 in that entity's name covers both authorities - you do not need a separate designation per authority type.

Does the BOC-3 satisfy my Part 375 consumer-protection obligations?

No. The BOC-3 only designates your process agent. It does not satisfy the household-goods consumer-protection rules in 49 CFR Part 375 - the estimate requirements, the "Your Rights and Responsibilities When You Move" booklet, or the arbitration-program duties that attach to household-goods authority. Those are separate obligations you carry on top of the BOC-3. Filing the BOC-3 is the foundation that activates your authority; Part 375 is the consumer-facing layer built on it.

File your moving-broker BOC-3 today

$75 flat, one-time. Filed with the FMCSA the same business day. Same form, same legal effect, same blanket coverage as any BOC-3 - simpler than self-designating in every state.

Start Filing for $75

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